Building Wealth Inside and Outside Your Company
from retirement planning to exit strategy
As a business owner, your financial life is more complex than most—your wealth is often tied up in your company, your retirement timeline depends on succession planning, and tax strategies must balance both business and personal goals. At Branning Wealth Management, we provide specialized planning that addresses both sides of the equation: maximizing tax-advantaged retirement plans for you and your employees while helping you build personal wealth outside the business. Whether you're years away from exit or actively planning your succession, we help you coordinate business transition strategies with your retirement income plan so you can step away with confidence and financial security.
401(k) & Retirement Plan Consulting
A well-designed retirement plan can help attract and retain great employees while offering significant tax advantages. Branning Wealth partners with Mississippi employers to create and maintain company retirement plans that meet both business goals and employee needs.
Plan Setup or Review
We help you establish or evaluate your 401(k), SIMPLE IRA, or other employer-sponsored plan. Whether you’re starting fresh or improving an existing plan, we ensure compliance and clarity every step of the way.
Our advisors curate a diversified lineup of high-quality, low-cost investment options. We prioritize transparency—no proprietary products, no hidden fees—just funds chosen for performance, risk balance, and cost-effectiveness.
As fiduciaries, we can serve as a 3(21) co-fiduciary or a 3(38) discretionary manager. This helps employers meet their fiduciary duty, stay compliant, and reduce liability by having professional oversight on investment selection and monitoring.
Employee Education
We provide individual and group sessions that help your employees understand how to invest confidently, maximize employer contributions, and plan for retirement. Informed participants make better long-term decisions and appreciate the benefits you provide.
Ongoing Monitoring
Retirement plans require ongoing attention. We perform regular reviews of investment options, fees, and participation rates to ensure your plan stays competitive and aligned with employee goals.
Why Organizations Choose Branning Wealth
From local businesses to charitable foundations, we help organizations make confident, informed financial decisions that strengthen their missions.
Our team brings decades of combined experience in financial planning and investment management. We apply the same discipline and care used for individual client portfolios to institutional accounts and business plans.
As a fee-only firm, we have no ties to proprietary products or hidden commissions. Every recommendation we make—whether for a 401(k) lineup or an endowment portfolio—is made solely in your best interest.
From a small business in Madison launching its first employee plan to a nonprofit foundation managing a multimillion-dollar fund, Branning Wealth designs scalable solutions that grow with you.
Frequently Asked Questions
What size retirement plans do you work with?
We specialize in small to mid-sized businesses—typically those with under 100 employees—but can support larger plans as well.
Can you act as a fiduciary advisor?
Yes. We can serve as a 3(21) co-fiduciary, providing advice and oversight, or as a 3(38) fiduciary with full discretion over investment selection and monitoring.
Can you help reduce plan costs?
Often, yes. We evaluate your current provider, fee structure, and fund lineup to find more efficient, lower-cost solutions.
What if our nonprofit needs annual distributions?
We’ll design an investment strategy that generates reliable income through dividends and interest while maintaining long-term growth of principal.
Do you offer employee education sessions?
Absolutely. We provide practical education for participants—helping them understand their benefits, investment choices, and retirement savings goals.
Whether you’re building a retirement plan for your employees or managing an institutional endowment, Branning Wealth Management provides fiduciary oversight, disciplined investing, and a clear process to help you meet your long-term objectives.
Contact our team today to discuss your business or nonprofit’s goals and explore a custom solution that fits your organization.